Tuesday, May 14, 2013

How to Buy Things from eBay without a Credit Card

“I want to buy stuff off of eBay, but I don’t have a credit card, and I will never want one. How can I do that?”

Possibly that is your question right now. Maybe you just don’t want to get a credit card, or maybe you already have it but you are reluctant to give out your information for security reasons.

Don’t worry my friend, you can do it easily. You can get the stuff you want from eBay and pay immediately with just your PayPal account.

First of all, of course you will need to set up a PayPal account. You can register and verify your account with your debit card or local bank account, instead of a credit card. If you don’t see the option of using your local bank account for verification, you can e-mail PayPal directly and ask them that if you want to verify your account with your local bank. They should be able to help you do so if you provide legal documents, such as ID card or driving license.

After you’ve verified your PayPal account, you can then sign up for an eBay account. In order that eBay don’t ask for your credit card information, you need to avoid registering with a free e-mail account such as Gmail or Yahoo. If you have a website, you can use your own e-mail such as yourname@yourowndomain.com which is redirected to your Gmail or Yahoo account. Or, you can also use your ISP e-mail address. After that, your account should be ready.

Next, it’s time to go shopping :-)

If you have found your desired items, you need to make sure that the money in your PayPal account should be able to cover the purchase price. For example, if you want to buy $50 DVDs but you only have $10 in your PayPal account, they will ask for your credit card information when you want to pay for them as it is meant as a backup if you don’t have sufficient PayPal balance. If you already have enough balance, PayPal will not ask you to link to your credit card.

If PayPal still ask for your credit card information, you may have a currency problem. Check whether your currency is in US $ (If you want to buy in US $), instead of other currencies. If it’s not already, try to change it into US $.

So now that you know how to buy things from eBay without a credit card, hopefully you can start buying those you’ve always wanted. Happy shopping :-)

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